You may have seen the commercials today that advertise an easy way to compare insurance quotes, if you just visit their website and punch in your information. These sites promise to give you not just their own quote but the rates of some of their competitors as well. Can you trust these sites when they say they'll give you a different company's rate and is this the best way to get insurance?
Keep in mind that many companies are allowing their customers and potential customers to do many things online today and this includes getting their own insurance quotes. You might be uncomfortable with this and assume that you're missing some vital information or steps when you take the human factor out of getting insurance quotes but usually you're typing in the same information that a person on the other end of the line would anyway. Most of the major companies have everything you need right online, so as long as you're honest about your driving record and all your other information, the rate you get should be accurate.
When it comes to getting competitor's insurance quotes from these online companies, chances are you are getting accurate information, or at least as accurate as it can be with the information you give it. Most sites are very good when it comes to having the formulas that their competitors use so that you get accurate insurance quotes from not just their company but a competitor as well. However, there is one important factor that some of these online companies leave out when offering this service over the internet.
And that's the many different ways you can reduce your rates that might not be offered with online insurance quotes. For example, do you get a discount if you're a nonsmoker? What if you're over a particular age, such as over 40 or 55? What if you work from your home and have no commuting miles to worry about? What if this is just a second vehicle that is only taken out on the weekends? Sometimes the online insurance quotes don't take all these factors into consideration. When you speak to a real live human you can bring up all these different factors and proactively ask for a discount on your insurance.
Post a Comment