The definition of a "vintage" car is one manufactured between 1903 and 1933. These historical and exotic vehicles can be glamorous and expensive but they are older motor vehicles and some do not fit this stero-type. The definition of a "vintage" car varies depending on the insurance company. Most of the companies only offer the same insurance as they do to those driving modern automobiles.
It is often assumed that vintage
car insurance is much cheaper that the modern car policy, but this is only true
is the vintage car has limited mileage and it is kept in garage and protected
carefully. The owner of the classic car can have a much higher view of the
worth of the car then the insurer will. The owner needs to make sure he and the
insurer have came to an agreement in the valuation of the vintage car before
there is a claim to file. The agreed valuation is the amount guaranteed by the
insurer if the classic car is stole or damaged beyond repair but make sure it
is "guaranteed" because some insurers have been known to refuse to
pay the full amount. Please understand that most insurers will charge an extra
fee for an agreed valuation but it is the best way to avoid expense and upset
if something does happen to your vintage car. You don't want to be stuck on the
road looking for tires in Boston that'll fit your 1954 Mercedes, do you? You
want to be able to call in and have someone get you the right tires at any
time!
Obviously you could go to the simple car insurance rate quotes website and get a quote, but my main advice is this: look for specialists that can get you a special deal! So if you want to rent a car in LA, go for Car rental Los Angeles at FoxRentACar.com.
The best insurer to deal with for
your classic car is the specialist insurers. If you have a classic van, don't
opt for normal van insurance but rather focus on the vintage part of your car
as it helps you save money! Specialty insurers are better. They have policies
that will fit your requirements and their rates are usually better than the
common auto insurance company.
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